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100 Money Saving Tips: Part 2

Saving money is one of the important thing for me and many parents I know. Here is a list of 100 more steps to take. Each of these tactics are simple little moves you can make to improve your financial situation. Some of them take just a few minutes, others might take...

100 Money Saving Tips: Part 1

Saving money is one of the important thing for me and many parents I know. Here is a list of 100 more steps to take. Each of these tactics are simple little moves you can make to improve your financial situation. Some of them take just a few minutes, others might take...

How To Have Right Money Mind

My two oldest children are in elementary school. They have a wide range of classmates from different ethnic, political, social, and economic backgrounds in their class. There are children of college professors in the classroom right next to the children of migrant...

12 Reasons You Should Have a Budget

THE RATIONALE AND PROCESS OF BUDGETING: Budget can be dreaded word for some, but it does not have to be. Here are twelve good reasons to get you started on your path to budgeting or I like to call it, spending plan. 1. Family budgets are used as a baseline,...

Understanding Family Budget

What is the family budget again? It is a pro-active, hands-on approach, focused, technical and disciplined strategy to getting a handle on the current financial situation in the home and family, It concerns setting realistic, SMART financial goals for the household,...

How to Start a Budget: Setting Up Process

To get us started and in order to set up a monthly budget,  follow these five easy steps: Step one:         find out your monthly take-home pay Step two:         find out what your expenses are Step three:       find out how much you spend on each expense Step four:...