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Household Budget Guide: Part 2

This is second part of setting up household budget, if you have not read it yet, please check out: How to Set up Household Budget Part 1: By clicking here. 11: A family budget is a learning tool and process to empower individuals and families to better self-manage...

Household Budget Guide: Part 1

Then let us get started, together. There are lots of practical suggestions for setting up a family or household budget.  We will never be able to cover them or the mechanics and intricacies all here at once. You will however continue to find in these pages valuable...

Dealing With Debt And Credit Issues

Normally we use credit cards for a variety of good reasons, like convenience, business expenses, online commerce, instant accountability, unexpected bargains or expenses, medical and or other emergencies. There are however, also very definite situations where plunging...

Cash Flow Managment and Debt

Strategies for debt and cash flow management in a family budget include: Consolidating all consumer debt (that is everything you owe, except for your mortgage) and making it a priority to pay it off in a timely fashion, getting reduced rates and maximizing your effort...

Learn These Credit Repair Secrets

It helps to know some credit repair secrets when your FICO score isn’t quite what you would like.  The first step is always to obtain your credit report from the three different agencies. You would think one was enough but Transunion, Equifax and Experian all...

Do You Want To Credit Repair on Credit Cards

Let’s face it, many people with credit card problem have credit card debt with high interests that keeps them from paying it off sooner or even worse, getting decent loan for auto, home or sometimes even renting an apartment can be costly when you have bad...