Tag: credit cards

A few years ago, after some tough financial times, I decided I was going to swear off using credit forever. I mean after all, my credit score was in the toilet and I just didn’t see any way out.  But as time went on I came to my senses and realized that in today’s society…

A few years ago my credit rating took a huge hit after my divorce.  I had to get rid of my luxury sedan and get a smaller, used car. I was astonished to find that the insurance premiums on my used, less expensive car were double what they were on my new luxury sedan.  When…

Dealing with credit issues in today’s society can be a lot worse than it may seem at first glance. I mean,  you’ve already got your mortgage and a great car so why do you need to worry about your credit?  Good question, I used to think the same way too. I had some issues with…

High interest rates can drain your finances quite easily. If you have found yourself bogged down with high credit card rates or loans, it may feel as if every penny is paying down only the interest and not even touching the principal balance. Perhaps you have considered consolidating your credit card debt to reduce your…

Are you trying to decide whether to move into a different house? If you are, you may be concerned about selling the house you are in so you can buy the new one. This really is not an uncommon situation and many people don’t want to have to pay two house payments at once, however…

The problem with debt is that it is so easy to get into and so difficult to get out of. To put it in simple terms, things are stacked in the favor of your creditors, and every step of the process is designed to separate you from as much of your money as possible. It’s…

It is not unusual these days for many consumers to be having a tough time repaying loan obligations and credit card bills. The economic changes that our world has faced is being felt by many and the previous fortunate consumers that had great credit standing have now suffered the challenge of meeting their financial obligations…

In these tough economic times, financial troubles can happen quite easily. One day your holding your own with your debt and the next day you are faced with an economic situation that may be a result of a change in marketplace or your own financial circumstances. In an instant your high confidence level and security…

Do you know what shape your credit is in? Do you find it difficult to keep up with your bare minimum monthly payment obligations? If you have found your credit score dropping lately because you have fallen behind on your monthly payments to creditors, a bad credit debt consolidation plan may be what you need.…

There are a few tips for debt consolidation loans for people with no credit or bad credit. Okay, so we know the economy could be better, and we also know that a lot of people are hurting financially. The sad part is that a lot of people are getting deeper and deeper into debt due…