Tag: personal finance tips

Let’s face it, the economy could be doing much better than it is. Unfortunately the same sluggish economy is taking its toll on decent, hardworking people. Even if they have previously had stellar credit, and made all of their monthly payments on time, and in full; they are now falling behind. Sadly, it’s not even…

If you have found yourself wallowing in debt, a debt consolidation loan may have been considered to help change your financial situation. Before even thinking about taking steps toward debt consolidation you should thoroughly understand how the different consolidation options can change your financial outlook. In a situation of a large amount of debt you…

A few years ago, after some tough financial times, I decided I was going to swear off using credit forever. I mean after all, my credit score was in the toilet and I just didn’t see any way out.  But as time went on I came to my senses and realized that in today’s society…

A few years ago my credit rating took a huge hit after my divorce.  I had to get rid of my luxury sedan and get a smaller, used car. I was astonished to find that the insurance premiums on my used, less expensive car were double what they were on my new luxury sedan.  When…

Dealing with credit issues in today’s society can be a lot worse than it may seem at first glance. I mean,  you’ve already got your mortgage and a great car so why do you need to worry about your credit?  Good question, I used to think the same way too. I had some issues with…

High interest rates can drain your finances quite easily. If you have found yourself bogged down with high credit card rates or loans, it may feel as if every penny is paying down only the interest and not even touching the principal balance. Perhaps you have considered consolidating your credit card debt to reduce your…

Are you trying to decide whether to move into a different house? If you are, you may be concerned about selling the house you are in so you can buy the new one. This really is not an uncommon situation and many people don’t want to have to pay two house payments at once, however…

The problem with debt is that it is so easy to get into and so difficult to get out of. To put it in simple terms, things are stacked in the favor of your creditors, and every step of the process is designed to separate you from as much of your money as possible. It’s…

It is not unusual these days for many consumers to be having a tough time repaying loan obligations and credit card bills. The economic changes that our world has faced is being felt by many and the previous fortunate consumers that had great credit standing have now suffered the challenge of meeting their financial obligations…